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Free AI-Powered Real Estate Commission Split Calculator

Calculate agent take-home commission and broker, team, referral and franchise shares after split caps and transaction fees.

Agent commission calculator

Calculate a Real Estate Commission Split

Follow the commission waterfall from gross commission to agent net.

Local calculation
TransactionBroker split
Your commission waterfall will appear here

Enter transaction, fee and split terms.

Practical guide

How to Use the Real Estate Commission Split Calculator

A real estate commission calculator with broker split is most useful when it mirrors the order used in your agreements. This tool shows every deduction rather than treating the headline commission as agent income.

Use the commission for your side

If the total deal commission covers both listing and buyer sides, enter only the percentage allocated to the agent’s represented side unless you are modeling both.

Confirm the fee waterfall

Brokerages differ on whether franchise and team fees are calculated before or after referrals. Review your agreement and adjust inputs or interpret the estimate accordingly.

Track the cap remaining

Update remaining cap after each closing. A cap changes the broker portion, but franchise, team, referral and transaction fees may continue after it is reached.

Formula and example

Agent Commission Formula

Agent Commission=Gross commission − referral − franchise − team − broker share − transaction fee
Example $500,000 closing
Gross commissionAgent splitBroker cap leftAgent net
$15,00070%$4,000$6,267.25
Questions answered

Real Estate Commission Split Calculator FAQs

How is a real estate commission split calculated?

Calculate gross commission, deduct referral and franchise fees, apply any team fee, then divide the remaining commission between agent and broker before transaction fees.

How does a broker cap affect the split?

The broker share cannot exceed the entered cap remaining. Any amount above the remaining cap is returned to the agent in this model.

Is the referral fee based on gross commission?

This calculator applies referral fee to gross commission. Agreements vary, so confirm the waterfall in the referral and independent-contractor agreements.

What happens after an agent reaches the cap?

Enter zero as cap remaining. The calculator assigns no percentage split to the broker, while still applying other entered fees.

Does this calculate taxes?

No. Agent net here means commission after business splits and fees, before income tax and other agent expenses.